LIFE INSURANCE PLANS
Life Insurance Plans

Give Your Loved Ones Peace Of Mind

Life insurance coverage can give your family members the money they need to cover expenses in the event of your passing.
The money can be used for funeral costs and more, so there is no financial stress added to the grieving process. There are several different types of life insurance available. 
Individual Health Insurance Winston-Salem, NC & Kernersville, NC
Term life insurance gives you a set rate of coverage for a specified amount of time, usually 10 or 20 years. The cost is typically less than $20 per month for up to $75,000 in coverage, but the plan can be adjusted to meet your needs.

Whole life insurance can be carried throughout one’s entire life (hence the name) as long as the premiums are kept up. There’s no need to worry about lost coverage with this plan. The premium is based on the policyholder’s age, and does not rise throughout the lifetime of coverage. Some policies even share profits with policyholders via annual dividends.

More Life Insurance Coverage

Universal life insurance is similar to whole life insurance, but the premiums can vary because credits are given to the policyholder at the end of each month based on current costs. 
If there are enough credits given, a premium may not be due for a particular month. While the premiums may cost less, the coverage level is not as certain as it is with whole life insurance. 

Final expense life is insurance geared toward the elderly to help with costs of a casket, wake, flowers, etc. This plan is less expensive than other life insurance plans but is designed to only meet these costs. Therefore, the costs of the final expenses must be estimated with great care, so everything is in order. 

The agents at Blue Chip Insurance Agency can help you determine what the best life insurance option is for you and your family. Call us to make an appointment and get started with a free quote! 
Share by: